.tool-intro{padding:38px 0 22px}.tool-intro h1{font-size:clamp(38px,4vw,56px);margin-bottom:14px}.tool-intro .lead{font-size:17px;max-width:800px;margin-bottom:18px}.tool-tag{display:inline-block;padding:5px 10px;background:var(--wash);border:1px solid var(--line);font-size:13px;font-weight:600;margin-bottom:16px}.tool-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:30px;align-items:start;padding-bottom:55px}.tool-form{border:1px solid var(--line);padding:28px}.tool-form h2,.tool-results h2{font:400 30px/1.2 var(--serif);margin-bottom:20px}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{margin-bottom:18px}.field label{display:block;font-size:15px;font-weight:600;color:var(--navy);margin-bottom:7px}.field input,.field select{display:block;width:100%;min-height:48px;border:1px solid #a7b4c7;border-radius:3px;padding:10px 12px;background:#fff;color:var(--ink);font-size:16px}.field input:focus,.field select:focus{outline:3px solid #e7aa3150;border-color:var(--navy)}.help{font-size:14px;line-height:1.5;color:var(--muted);margin:7px 0 0}.tool-form details{margin-bottom:22px}.tool-form summary{font-size:15px}.tool-form details p{font-size:14px}.member-row{border-top:1px solid var(--line);padding:18px 0 12px}.member-row .member-top{display:flex;gap:20px;align-items:center;justify-content:space-between}.member-row strong{font-size:15px}.age-field{display:flex;align-items:center;gap:10px}.age-field label{font-size:14px}.age-field input{width:76px;min-height:43px;padding:8px;border:1px solid #a7b4c7;font:inherit;border-radius:3px}.check-label{display:flex;gap:10px;align-items:flex-start;font-size:14px;margin:12px 0;cursor:pointer}.check-label input{width:18px;height:18px;flex-shrink:0;margin-top:3px;accent-color:var(--navy)}.subhead{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:15px}.subhead h3{margin:0;font-size:18px}.reset-tool{background:none;border:0;color:var(--red);text-decoration:underline;cursor:pointer;font-size:14px;padding:6px}.tool-results{position:sticky;top:118px}.results-summary{background:var(--navy);color:white;padding:26px}.results-summary .eyebrow{color:#f4b2b8;margin-bottom:8px}.results-summary h2{margin-bottom:16px;color:white}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:16px}.metric span{font-size:13px;color:#cbd6e9;display:block}.metric b{font-size:25px;font-weight:500;letter-spacing:-.02em}.results-summary .help{color:#d1dbee}.result-body{background:var(--wash);padding:24px}.result-card{padding:18px 0;border-bottom:1px solid var(--line)}.result-card:first-child{padding-top:0}.result-card:last-child{border-bottom:0;padding-bottom:0}.result-card h3{font-size:18px;margin:7px 0 9px}.result-card p{font-size:14px;margin-bottom:8px;color:var(--muted)}.result-label{font-size:12px;letter-spacing:.05em;text-transform:uppercase;color:var(--navy);font-weight:700}.result-badge{display:inline-block;background:#dce8f5;color:var(--navy);font-size:12px;padding:3px 7px;border-radius:2px;margin-left:8px}.result-link{font-size:14px;text-decoration:underline;text-underline-offset:4px;color:var(--navy)}.program-summary{background:white;border:1px solid var(--line);padding:22px;margin-top:16px}.program-summary h3{font-size:19px}.program-summary p{font-size:15px;color:var(--muted)}.big-amount{font:400 38px var(--serif);color:var(--navy)}.tool-error{padding:16px;background:#fff0f1;color:#9d1d2a;border-left:3px solid var(--red);font-size:15px}.tool-info{display:grid;grid-template-columns:1fr 1fr;gap:40px}.tool-info h2{font-size:34px}.tool-info p,.tool-info li{font-size:16px;color:var(--muted)}.source-list{font-size:14px;line-height:1.8}.source-list a{text-decoration:underline}.screen-note{font-size:14px;color:var(--muted);line-height:1.6;padding:20px 0 0}.empty-result{background:var(--wash);padding:32px;border-top:4px solid var(--red)}.empty-result h3{font:400 31px var(--serif)}.empty-result p{color:var(--muted);font-size:16px}.tool-cta{margin-top:22px}.tool-cta .btn{width:100%}.result-detail-list{padding-left:20px;font-size:14px;color:var(--muted)}
@media(max-width:900px){.tool-grid{grid-template-columns:1fr}.tool-results{position:static}.tool-form{padding:22px}.tool-info{grid-template-columns:1fr}.field-grid{gap:12px}.tool-intro{padding-top:30px}.tool-info{gap:26px}}
@media(max-width:420px){.field-grid{grid-template-columns:1fr;gap:0}.metrics{gap:12px}.metric b{font-size:23px}.member-row .member-top{gap:10px}}